Simple credit/collection risk score (manual input check)

Q: "Do you want to save your data?"

"Not saved. Your input is not sent to our server and is only processed within your browser (and not saved as your history)."

Q: "What is the basis for the score?"

"General credit check items (trading period, delays, order fluctuations, etc.) are scored. You can check the reason in the breakdown table on the results screen."

Q: "What is the upper limit setting?"

"Displays the recommended credit limit (range). We calculate a guideline using coefficients for each risk band based on the monthly average orders and payment sites."

Q: "When is it recommended to use it?"

"Please re-evaluate before making a new transaction, when there is a sudden increase in orders, when there is a delay in payment, or when changing payment terms."

Credit check / Collection risk / Accounts receivable management checklist (Credit risk checklist / AR risk assessment)

Manually input transaction period, payment delay, order increase/decrease, etc., and visualize collection risk on a scale of 0 to 100. Displays recommended actions and recommended credit limits (ranges).

free Calculate in the browser (no data sent) Required: 3 minutes

Your input will not be sent to the server. Calculations are completed within the browser of this device.

Entrada (3 minutes)

Monthly average order amount (yen) any Used to calculate recommended credit limit. If not entered, the default value will be used. 1. Trading period Requiredi The shorter the trading history, the higher the unknown risk. 2. Payment site Requiredi The longer the site, the more exposure it has until collection. 3. Number of late payments in the past 12 months Requiredi The greater the number of delays, the greater the risk of recurrence. 4. Maximum delay days Requiredi Experience with long delays will be evaluated more seriously. 5. Current arrears Requiredi Delinquencies are currently treated as action reinforcement flags. 6. Order increase/decrease in the last 3 months Requiredi Sudden changes (sudden changes/significant decreases) are likely to cause accidents. 7. Can you explain the reason for the increase or decrease in orders? Requiredi Clarity of explanation is effective in assessing the soundness of fluctuations 8. Ease of contact (payment-related reactions) Requiredi Directly linked to the initial speed of collection operations

Advanced (optional)

Frequency of returns/complaints anyi Auxiliary indicators of trading operation quality Document preparation (basic contract, purchase order, acceptance inspection flow) anyi Lack of documentation increases the difficulty of collection in the event of a dispute

Resultadoados (automatically updated)

Automatically updates as you type

Collection risk score

0 / 100

low

The score is a standard score based on general credit check items (it is not a substitute for a credit check).

Recommended credit limit

¥0 〜 ¥0

Calculated by monthly average orders × (number of payment site days / 30) × (risk coefficient range)

Recommended actions (internal to-do)

Score basis (breakdown)

item	input value	Agregaritional points	reason

How to read the recovery risk simple score

0-19 is low, 20-39 is medium, 40-59 is high, and 60-100 is very high. First of all, please take action according to the judgment band.

Minimum points to look for in credit check (accounts receivable management)

We place the highest emphasis on payment performance (number of delays, longest delay, current delay), and supplementarily evaluate transaction periods, payment sites, order changes, and contact responses.

Concept of recommended credit limit (upper limit)

Recommended credit limits are presented in a range. When there is a sudden increase, we recommend that you do not apply the upper limit of the range as is, but handle the increase in stages.

Recommended timing for re-evaluation

Please re-evaluate whenever the situation changes, such as a sudden increase in orders, delays, changes in payment terms, site improvements, etc.

Frequently asked questions (FAQ)

Do you want to save your data?

Not saved. Your input is not sent to our server and is only processed within your browser (and not saved as your history).

What is the basis for the score?

General credit check items (trading period, delays, order fluctuations, etc.) are scored. You can check the reason in the breakdown table on the results screen.

What is the upper limit setting?

Displays the recommended credit limit (range). We calculate a guideline using coefficients for each risk band based on the monthly average orders and payment sites.

When is it recommended to use it?

Please re-evaluate before making a new transaction, when there is a sudden increase in orders, when there is a delay in payment, or when changing payment terms.

Notas (disclaimer)

This tool is a simple guideline based on general credit/collection management check items. It is not a substitute for credit checks, financial analysis, anti-social checks, etc. Please make the final decision based on your company's standards.

Privacy and input guide

・Please do not enter personal information such as company name, contact name, email, etc.
・Your input is not sent to the server; it is calculated within your browser.
・This page does not save your input history (it disappears on reload).